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Franklin Advantage is a full spectrum real estate lending company with offices in California and Hawaii. We know that every buyer, investor and home owner has different needs and we offer a variety of programs and products to meet those needs in an efficient, timely and economical manner. We are unafraid to take on the more difficult situations to help our customers achieve their financial goals.

FIRST TIME HOME BUYERS: Franklin Advantage can help guide first time home buyers as they explore their home financing options. There are a lot of home loans available today with different down-payment, income, and credit requirements. Let Franklin Advantage help guide you to the best solution for you and your family.

BUYING A HOME: Franklin Advantage is a direct lender committed to helping you get pre-qualified and into the lowest rate and payment available. We offer a variety of programs with competitive terms and aggressive underwriting to get you into the home and home loan that best fits you.

REFINANCE YOUR HOME: Franklin Advantage can help you find the best solution for your specific situation. Whether you are looking to lower your monthly mortgage payment, switch to a fixed rate or get cash out, Franklin Advantage has solutions for you.

REVERSE MORTGAGE: Franklin Advantage has helped seniors secure their retirement with a reverse mortgage. This program enables senior homeowners to convert their home equity into income without having to sell their home, give up title, or make monthly mortgage payments.

REAL ESTATE PARTNERS: Franklin Advantage understands that finding the right agent is crucial, whether you are on the hunt for a perfect home or needing a professional agent to sell your most important asset. Our referral network of real estate professionals is standing by, committed to delivering exceptional service with the latest tools and technology available.